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Presents for Men that Will Impress

Buying a gift for a man means taking a moment to think about what he does in life for work and play. Men who work in or like carpentry may find a new hammer or drill useful. However, a 3D artist would have very little use for a hammer. It’s important to keep this in mind when buying a gift.

Guys who like electronics will certainly give off some kind of sign. They will usually be talking about the latest greatest thing, or be drooling over a new piece of hardware. If you don’t have time to listen then take a peek inside his den or workshop and see what’s there. If you open the door and there’s a tower of giant beeping plastic with lights on it then that probably means he likes electronics.

Another thing you need to consider is that there is a difference between electronics people and computer people. Computer people are often called packrats for all the parts they keep strewn about their homes. We can’t help it we never know when we will need them. Other men also like camcorders and other audio video electronics, and then you have gamers.

Most notably the hardest to buy for these men love their games. When buying for a gamer you have to figure out which time period of games he likes. Whether he is an older gamer or he is a modern gamer. Then you have to figure out which system and game types he likes. After all this you then need to get him something he doesn’t already have.

Keep in mind not all of us are the same. Every expert seems to think we all like starring at naked ladies and drinking beer all the time but that’s a big misconception. We are often just a sensitive about issues and as complicated inside as anyone else. Finding cool presents for men isn’t hard if you just take the time to get to know us.

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Tips for Commercial Property Presentations

When you work as a commercial real estate agent in this market, most of the listings that you chase will be the subject of a presentation and sales pitch from a number of real estate agents.

Many property owners feel that they have to test the market and get comparisons from other agencies before they make a decision on just who they will list their property with. Maybe the idea has merit however many sellers and property owners can be influenced by all the wrong reasons and facts.

The problems that stem from the seller approaching a number of agencies can usually be summarised as follows:

  1. Some agencies will be trying to sign the listing by offering discounted or heavily reduced commissions.
  2. Some agencies will reduce the marketing costs on the listing or even pay the marketing costs themselves.
  3. The associated fees for the marketing of the property can be absorbed by the selected agency.
  4. Some agencies will claim that they have qualified buyers on their books now just waiting to inspect and purchase that particular property.
  5. The agent offers to take the listing on an open list basis with no exclusivity.
  6. The agent takes on the listing at the client’s price that is inflated well above market.
  7. The agent offers the client a method of sale that the client is comfortable with however that method does not reflect the best strategy of sale in the current market conditions.

The realities of these offerings and discounts are that they substantially reduce the interest of the listing agent in the true marketing of the property. They can also hinder the sale and marketing process.

These points above are the most common hurdles that you will come across in the sales presentation and pitch process. Any property owner that chooses an agent based on any or all of these facts should not be taken seriously in their efforts to list and sell their property. This property market is fickle, and needs the right approach. The sellers must follow the rules in and marketing of their property; to do otherwise will create a stale listing and waste everyone’s time.

The Real Focus of Agents

Most good real estate agents will only spend their time on the listings that they have exclusive control, and where they can see the most opportunity or the most commission for the amount of effort that they apply.

So if you are coming across these factors in your local property market, the strategy is to practice your presentations to counter propose and discard these issues; they have any little relevancy to the results that a client wants in this market. The property owner and seller will listen to your offer and strategies providing you have the right argument supported by sound logic.

The listing of property is not a debate and should be built around the best price, the best way to attract enquiry, and the best marketing program. Working with a property owner through these three factors will usually allow you to discard the discounts and offerings of other agencies.

No client wants their property to be an experiment with time, price, or enquiry. That is their Achilles Heel that can be used as a lever in you attracting the listing in the best way possible.

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Your Present Credit Card May Not Be Suitable While Traveling Abroad

When you travel abroad, credit card is the most effective method of carrying money which you. However, your present card may not be financially convenient for such use. Check on these important tips to get the things right -

1. Inform your card company about your travel as a precaution – If the card company sees use of your card at a strange place, it may suspend your account and will try to contact you. In the possibility of no contact, the credit card will remain suspended. You will never know why your credit card is refused and with this first jerk in your travel, you will have to run around for arranging money! It takes only a phone call to inform your credit card company about your travel plan.

2. Check the acceptability of the card – You should ensure that your card will be accepted in the region where you are traveling.

3. Read the cardholder agreement carefully – You should understand the fine print in the agreement. You may not have the agreement in the first place and will have to call your card issuer to get a copy. You can clear all the uncertainties about the transactions abroad.

4. Ask all your doubts to their customer service representative – This is very important because it will give you confidence while using the card abroad. There will be certain amount fees which your card issuers may charge. There may be huge fees for withdrawing cash from ATMs abroad. There is no use asking these questions when you come back. You should also know what to do when your card is lost. Also, make sure about the cover your card issuer is offering for fraudulent transactions.

5. Understand the rate of exchange – You should be clear about the basis on which your company will charge you for conversion of currency. This is a common mistake by most of the international travelers because spending becomes very expensive on an adverse rate of exchange.

6. Carry with you the contact numbers of customer service – If anything goes wrong, you should have a number to call to your card company to get help. The normal number which you use regularly may not be useful for international calls.

7. Check the expiry dates – You should check the date of expiry of your card and the limit available to you on the card. You cannot increase the limit while you are traveling.

8. Preserve all the receipts – If you are overcharged in a particular transaction, you should be able to produce a receipt is to your card company so that you can prove the details.

9. Always check carefully any bill before you sign it. If the bill is in US dollars, you may ask for the bill in the local currency of that country.

If you feel that the present card will prove expensive and inconvenient, you can switch to another card temporarily. It is very convenient feeling to swipe your card while traveling overseas, but when you come back and receive a statement from your card company, the shock should not spoil your entire travel pleasure.

Traveling abroad with ‘loaded’ credit cards is everybody’s dream. But with exorbitant fees and conversion charges, the trip may leave a bitter test at the end. How to avoid it? Well you can do it very easily. Chintamani Abhyankar provides useful tips and advice on precautions while using your credit card abroad.

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