Your Present Credit Card May Not Be Suitable While Traveling Abroad

When you travel abroad, credit card is the most effective method of carrying money which you. However, your present card may not be financially convenient for such use. Check on these important tips to get the things right -

1. Inform your card company about your travel as a precaution – If the card company sees use of your card at a strange place, it may suspend your account and will try to contact you. In the possibility of no contact, the credit card will remain suspended. You will never know why your credit card is refused and with this first jerk in your travel, you will have to run around for arranging money! It takes only a phone call to inform your credit card company about your travel plan.

2. Check the acceptability of the card – You should ensure that your card will be accepted in the region where you are traveling.

3. Read the cardholder agreement carefully – You should understand the fine print in the agreement. You may not have the agreement in the first place and will have to call your card issuer to get a copy. You can clear all the uncertainties about the transactions abroad.

4. Ask all your doubts to their customer service representative – This is very important because it will give you confidence while using the card abroad. There will be certain amount fees which your card issuers may charge. There may be huge fees for withdrawing cash from ATMs abroad. There is no use asking these questions when you come back. You should also know what to do when your card is lost. Also, make sure about the cover your card issuer is offering for fraudulent transactions.

5. Understand the rate of exchange – You should be clear about the basis on which your company will charge you for conversion of currency. This is a common mistake by most of the international travelers because spending becomes very expensive on an adverse rate of exchange.

6. Carry with you the contact numbers of customer service – If anything goes wrong, you should have a number to call to your card company to get help. The normal number which you use regularly may not be useful for international calls.

7. Check the expiry dates – You should check the date of expiry of your card and the limit available to you on the card. You cannot increase the limit while you are traveling.

8. Preserve all the receipts – If you are overcharged in a particular transaction, you should be able to produce a receipt is to your card company so that you can prove the details.

9. Always check carefully any bill before you sign it. If the bill is in US dollars, you may ask for the bill in the local currency of that country.

If you feel that the present card will prove expensive and inconvenient, you can switch to another card temporarily. It is very convenient feeling to swipe your card while traveling overseas, but when you come back and receive a statement from your card company, the shock should not spoil your entire travel pleasure.

Traveling abroad with ‘loaded’ credit cards is everybody’s dream. But with exorbitant fees and conversion charges, the trip may leave a bitter test at the end. How to avoid it? Well you can do it very easily. Chintamani Abhyankar provides useful tips and advice on precautions while using your credit card abroad.

Public Speaking: The Most Important Part of Any Presentation

Through your talk, you’ll provide information. However, you really want your audience to do something with that information. Even if it’s only that they think about what you’ve said and then smile. So many great presentations go off the rails because the speaker concentrates on what they’ll say, without having spent sufficient time on why. It’s vital that you know what you want your audience to do. Answer that question before anything else. Then build everything in your presentation from that base. For instance, you might want your audience to:

1. Know more about health and safety in the workplace, (you inform) so that they create a better environment for everyone working there (they act);

2. Understand Systemic Lupus Erythematosus (SLE) better (you inform) so that they can support their family or friend who has recently been diagnosed (they act);

3. Gain a better understanding of the wonderful work done by your charity (you inform), so that they donate to your organisation (they act);

4. Understand a film better (you inform) so that they can better answer questions about it on an exam (they act);

5. Be very clear about your political Party’s policy platform on Aged healthcare, (you inform) so that your audience of elderly people vote for you or your Party in the next election (they act).

For All Speeches and Short Talks, Answer These Questions

(1) Is your role to inform, persuade or entertain – or all three?

(2) What is the key objective of your talk? Write it out in a few words. For example, you might write: I’m giving this talk about _________ to _________ because I want them to:___________________.

In that last, very important, part of the sentence you must know what it is you want people to do. Two examples are:

1. I’m giving this talk about AIDS to the local Rotary Club because I want to raise money for a new hospice program.

2. I’m giving this talk about the new Occupational Health and Safety legislation to senior hospital administrators because I want them to develop appropriate programs to protect Nurses’ safety, state-wide.

Once you know what you want people to do, and why, it will be much easier for you to brainstorm the content of your talk. Your next step is to spell out clearly what you want the audience to do, how, and in what timeframe.

For example, if you’re keen to recruit more volunteers to help your organisation, instead of saying: “we desperately need more volunteers”, provide information about a definite task, a time and a place where they can help with that task. That can be much more motivating to your audience than a vague claim that you need volunteers. Why? People can easily see themselves cleaning up one beach on one Sunday morning with lots of other people. So spell it out.

If you want their money. Say so. Tell people about your amazing achievements, all done with minimal government help. Then spell out very clearly that the new building renovations will cost $120,800 because you’ve secured a special in-kind donation from Company X – valued at $Y. Then be even more explicit. You need to raise that amount in three months. Ideally, you and your group will have organized raffle tickets or some tangible means to raise money. If not, it might be that you’re looking for sponsors whose names will be placed on a special plaque.

If your talk has been about passing on knowledge – eg how to set up a small business – you need to be very clear and specific about how your listeners can learn more. Have some hand-out material for them as a follow up guide to more study, books (preferably yours) and multi media resources. Apply what you’ve told them in your talk: if you gave people an outline of the planning process, you could tell them to “start this very day with the first part of my plan.”

Then, because you’re a lovely person, you’ll tell them again what the first three steps were. Finally, let people know that you are available by e-mail or at a particular organisation to work with them through any point that wasn’t clear. Not everything in life is about marketing. Please don’t finish your presentation by blatantly ‘selling’ your advanced courses and your books and so on. By all means, include that sort of information as part of your introduction, and as part of hand-out material.

How To Create Persuasive Sales Presentations In Minutes

Yes, minutes-not hours. Not days. Not all weekend. Not anymore. If you’re ready to connect with customers and prospects and share your solutions-here is the quick and easy way to design highly persuasive sales presentations.

Sales presenting is a critical part of professional business. If you’re good at it…you’re prepared. You’re also well ahead of the curve of folks who are suffering under these false assumptions:

A. I’m more creative ad-hoc

This is a scary belief. If you are telling yourself this fiction, watch out. If you hear it from a co-worker or teammate, challenge it.

Creativity is best when you’ve got a solid story structure and have rehearsed like wild.

B. I’m best when I wing it

Variation on a theme. Do not fall for this illusion. Winging it is a joke. Even if you’re a pro. Even if you’ve done it before. Even if you have a very attractive alternative for how to spend your time before your pitch.

Don’t fall for this kind of thinking. It can be a cover-up story you’re telling to yourself to avoid hard work.

C. I already pitched to this group before

Things change. People change. You’ve changed. If you’re going to be at the top of your game, approach your presentation with fresh eyes and new enthusiasm.

Relying on a dusted off presentation is a really bad idea.

O.K. Now that we got those out of the way, what are you going to do to create powerful sales presentation-fast?

Follow these 6 steps and you’ll be off to a great start.

1. Start With Targeting The Client’s Problems

Based in your research and understanding, identify the top problems your client faces. Start here. Show that you understand, know and are listening to your client’s true needs.

2. Prioritize Options

In traditional newspapers, articles were written with the most important facts and news first. Then, if the editor needed to cut the story, they would cut off the bottom-which contained less important information.

Approach your presentation planning the same way. Organize key concepts by importance. Then, if you need or want, you can skip the less important points based on time and client interest.

3. Highlight Benefits

Building your presentation on your client’s top priorities, structure your story. Using a presentation storyboard is the fastest and easiest way to plot your strategy, organize the time and highlight important benefits.

While your company may offer several types of services such as consulting, training and sales presenting-focus on the specific benefits that address your client’s issues.

Many sales presenters neglect to consider this point. They may find certain benefits more intriguing or important. But what you prefer is not crucial. Focus benefits to connect-the-dots with the problems your client wants to solve.

4. Engage and Interact

Old-school selling often encouraged sellers to: “tell, tell, tell.” Instead, organize your presentation to include times for the audience to interact. Plan your sales presentation with ample time for discussion, Q & A, and client interaction.

Hint: do this early on. The sooner you hear what is important to your client, the better. You’ll be able to adapt and flex your message to match the mood.

5. Personalize With Relevant Examples

Be the person everyone wants to listen to. Share your personal experience through short, powerful and relevant examples. This is where practice and rehearsal really pay off.

Work through your potential examples with your presentation coach. Practice sharing anecdotes. Speak briefly. Share your story with passion.

6. Finish With Clear Compelling Message

It’s often said that people remember the beginning and end of a sales presentation-more than anything else. End on a bang, people will recall you, your brand and your offer.

If you must make a decision to cut a section in order to end with impact, slice away. Take a surgical approach to send the strongest message in the shorter amount of time.

Using these 6 tips, you will be able to create persuasive sales presentations in minutes-not days.