Your Present Credit Card May Not Be Suitable While Traveling Abroad

When you travel abroad, credit card is the most effective method of carrying money which you. However, your present card may not be financially convenient for such use. Check on these important tips to get the things right -

1. Inform your card company about your travel as a precaution – If the card company sees use of your card at a strange place, it may suspend your account and will try to contact you. In the possibility of no contact, the credit card will remain suspended. You will never know why your credit card is refused and with this first jerk in your travel, you will have to run around for arranging money! It takes only a phone call to inform your credit card company about your travel plan.

2. Check the acceptability of the card – You should ensure that your card will be accepted in the region where you are traveling.

3. Read the cardholder agreement carefully – You should understand the fine print in the agreement. You may not have the agreement in the first place and will have to call your card issuer to get a copy. You can clear all the uncertainties about the transactions abroad.

4. Ask all your doubts to their customer service representative – This is very important because it will give you confidence while using the card abroad. There will be certain amount fees which your card issuers may charge. There may be huge fees for withdrawing cash from ATMs abroad. There is no use asking these questions when you come back. You should also know what to do when your card is lost. Also, make sure about the cover your card issuer is offering for fraudulent transactions.

5. Understand the rate of exchange – You should be clear about the basis on which your company will charge you for conversion of currency. This is a common mistake by most of the international travelers because spending becomes very expensive on an adverse rate of exchange.

6. Carry with you the contact numbers of customer service – If anything goes wrong, you should have a number to call to your card company to get help. The normal number which you use regularly may not be useful for international calls.

7. Check the expiry dates – You should check the date of expiry of your card and the limit available to you on the card. You cannot increase the limit while you are traveling.

8. Preserve all the receipts – If you are overcharged in a particular transaction, you should be able to produce a receipt is to your card company so that you can prove the details.

9. Always check carefully any bill before you sign it. If the bill is in US dollars, you may ask for the bill in the local currency of that country.

If you feel that the present card will prove expensive and inconvenient, you can switch to another card temporarily. It is very convenient feeling to swipe your card while traveling overseas, but when you come back and receive a statement from your card company, the shock should not spoil your entire travel pleasure.

Traveling abroad with ‘loaded’ credit cards is everybody’s dream. But with exorbitant fees and conversion charges, the trip may leave a bitter test at the end. How to avoid it? Well you can do it very easily. Chintamani Abhyankar provides useful tips and advice on precautions while using your credit card abroad.

You Are Judged by How You Present Yourself in Terms of Your Behavior & Appearance

Most people are too concerned about what others think about them. Most guys tend to be held back by “some labels” attached to them by others around them. Often these “labels” stick on us because we dislike change or fail to realize we can change the way people look at us.

For example:
(1) “Shy guys” are shy because they are afraid of breaking their “nice boy” image
(2) “Boring guys” never flirt because they are afraid of being seen as “not serious” in a woman’s eyes.

Just like how you judge other people based on what you see, other people also judge you by what they see or hear.

For example:
(1) If you don’t look at women in the eyes, they are going to think of you having low self-esteem.
(2) If you always appear happy, people are going to think you are a warm and happy person.
(3) If you present yourself as a guy who is scared off women, women will think you as a guy who is scared off women.

You Teach People How To Treat You

If women always treat you like crap, it is because you let them.
If women always come to you when they need you and ignore you when they don’t, it is because you let them.

As you can see, these “label” that society or people around us attach on us can become the biggest obstacles in our lives. This is why you must be careful not to be defined by other people’s vision of you. The world will always be trying to assign you with various roles or “labels” in your life. As soon as you accept such a role, you will be stuck. Your power and personality will be limited to the confines of the role. As a nice guy, you will always have to be “nice” to women because you fear that if you stop, women will start seeing you as a jerk.

We Should Be Responsible for Our Own Identity

Define your own self-image. Create more than one. Don’t just become the teacher or accountant your mum has told you to become. Don’t keep acting like the guy, people “know” you about. Keep working on yourself to become the person you would want to become.

Here are 9 tips to build the identity and image that you want others to look upon you as:

(1) Realize that what seems to make sense 10 years ago may not make sense now. For example, even though it was wrong for you to talk to strangers and think about women you were 10, this doesn’t mean it is wrong for you to do so now.
(2) Your present situation is the result of your past actions. Whatever you do now will have a big impact on how your life will be in 5 months or 5 years later. If you work on your social skills now, you will be more sociable in 5 months from now.
(3) Take up a few new hobbies and learn a few new skills.
(4) Try things that you normally would never try. Be adventurous – it will expand your self-image quickly.
(5) A good way to break out of your past is by giving yourself a physical makeover. This “new look” will determine how you want yourself to be looked upon by the world.
(6) Make new friends who have the qualities you desire to have for yourself. Surround yourself with people who will improve your identity or self-image. If you are introvert with no social life, than stop “killing your time” with online friends. Hang out with people who have active social lives.
(7) Chase after your dreams and ambitions. Go after the things you really want in life.
(8) Redefine your definition of “being yourself”. Most people are not really “being themselves” when they say they are. All they are doing is letting others control their lives and trying to “live up” to other people’s expectations.
(9) Walk, talk and act as those successful people do (your idols). Study the things they do, do the things they do. You will become as successful as they are.

So, from now on, take charge of your own life and be the person, in how you want others to see you!

How To Create Persuasive Sales Presentations In Minutes

Yes, minutes-not hours. Not days. Not all weekend. Not anymore. If you’re ready to connect with customers and prospects and share your solutions-here is the quick and easy way to design highly persuasive sales presentations.

Sales presenting is a critical part of professional business. If you’re good at it…you’re prepared. You’re also well ahead of the curve of folks who are suffering under these false assumptions:

A. I’m more creative ad-hoc

This is a scary belief. If you are telling yourself this fiction, watch out. If you hear it from a co-worker or teammate, challenge it.

Creativity is best when you’ve got a solid story structure and have rehearsed like wild.

B. I’m best when I wing it

Variation on a theme. Do not fall for this illusion. Winging it is a joke. Even if you’re a pro. Even if you’ve done it before. Even if you have a very attractive alternative for how to spend your time before your pitch.

Don’t fall for this kind of thinking. It can be a cover-up story you’re telling to yourself to avoid hard work.

C. I already pitched to this group before

Things change. People change. You’ve changed. If you’re going to be at the top of your game, approach your presentation with fresh eyes and new enthusiasm.

Relying on a dusted off presentation is a really bad idea.

O.K. Now that we got those out of the way, what are you going to do to create powerful sales presentation-fast?

Follow these 6 steps and you’ll be off to a great start.

1. Start With Targeting The Client’s Problems

Based in your research and understanding, identify the top problems your client faces. Start here. Show that you understand, know and are listening to your client’s true needs.

2. Prioritize Options

In traditional newspapers, articles were written with the most important facts and news first. Then, if the editor needed to cut the story, they would cut off the bottom-which contained less important information.

Approach your presentation planning the same way. Organize key concepts by importance. Then, if you need or want, you can skip the less important points based on time and client interest.

3. Highlight Benefits

Building your presentation on your client’s top priorities, structure your story. Using a presentation storyboard is the fastest and easiest way to plot your strategy, organize the time and highlight important benefits.

While your company may offer several types of services such as consulting, training and sales presenting-focus on the specific benefits that address your client’s issues.

Many sales presenters neglect to consider this point. They may find certain benefits more intriguing or important. But what you prefer is not crucial. Focus benefits to connect-the-dots with the problems your client wants to solve.

4. Engage and Interact

Old-school selling often encouraged sellers to: “tell, tell, tell.” Instead, organize your presentation to include times for the audience to interact. Plan your sales presentation with ample time for discussion, Q & A, and client interaction.

Hint: do this early on. The sooner you hear what is important to your client, the better. You’ll be able to adapt and flex your message to match the mood.

5. Personalize With Relevant Examples

Be the person everyone wants to listen to. Share your personal experience through short, powerful and relevant examples. This is where practice and rehearsal really pay off.

Work through your potential examples with your presentation coach. Practice sharing anecdotes. Speak briefly. Share your story with passion.

6. Finish With Clear Compelling Message

It’s often said that people remember the beginning and end of a sales presentation-more than anything else. End on a bang, people will recall you, your brand and your offer.

If you must make a decision to cut a section in order to end with impact, slice away. Take a surgical approach to send the strongest message in the shorter amount of time.

Using these 6 tips, you will be able to create persuasive sales presentations in minutes-not days.